🚨 Financial ER — Emergency Service

When Your Business Is Bleeding Cash

Some financial situations can't wait for a coaching program or a scheduled assessment. If your business is in acute distress — cash running out, payroll at risk, creditors calling — you need immediate triage, not a 6-week plan.

Diagnose
Stabilize
Recover
Do You Recognize This?

Signs You Need Financial ER

If any of the following sounds familiar, don't wait for the situation to get worse.

You can't make payroll or pay suppliers this month

Revenue has dropped suddenly and you don't understand why

You're taking on debt just to cover regular operating costs

Creditors, CRA, or lenders are applying pressure

You're unsure whether the business can survive the next 90 days

You're burning cash faster than you can explain it

Don't Wait Until It's Too Late

Most business crises are survivable if addressed early enough. The sooner we diagnose what's happening, the more options you have. A 90-minute call is the fastest way to get clarity and a path forward.

$350
Rapid assessment · 90 minutes · Priority booking Request Emergency Consult
Services & Pricing

Two Ways to Engage

Start with the rapid assessment. If the situation calls for deeper hands-on involvement, we continue with Emergency Treatment — no long-term commitment required.

01
Step 01 — Start Here

Rapid Financial Assessment

Root cause diagnosis and immediate clarity on your financial position.

$350
90-minute session · Priority booking

A focused 90-minute session to diagnose exactly what's happening in your business. We identify the root cause of the crisis — cashflow gaps, cost structure issues, revenue shortfalls, or debt load — and establish a clear picture of your true financial position. You leave with immediate clarity and a list of the most urgent actions to take right now.

What you get
  • →Full financial triage — root cause identified
  • →Clear picture of your true financial position
  • →Prioritized list of immediate actions
  • →Recommendation on whether Emergency Treatment is needed
Request Emergency Consult
02
Step 02 — If Needed

Emergency Treatment

Hands-on involvement to stabilize the business and navigate the crisis alongside you.

$1,999
6-hour package · $200/hr after · No commitment

When the assessment reveals that the situation requires active intervention, Emergency Treatment is the next step. This is hands-on, real-world crisis management — not just advice. We work through the most urgent issues together, including direct involvement with creditors, tax authorities, collections, and financing options.

There is no long-term commitment. We continue at $200/hr as needed, and when the acute crisis is resolved, we'll recommend transitioning to a structured program — CFO as a Service or Cashflow Canvas — to build lasting stability.

What's included
  • →Hands-on creditor negotiations and communications
  • →CRA, tax, and collections engagement and strategy
  • →Exploration of financing options and emergency capital sources
  • →Debt restructuring analysis and recommendations
  • →30-day survival plan and cashflow stabilization roadmap
  • →Ongoing at $200/hr until crisis resolved — then transition to a long-term program
Request Emergency Treatment
Quick Triage Tool

Financial Diagnostic — Is Your Business in Crisis?

Answer 12 questions across 4 FP&A dimensions. Takes 3 minutes. No sign-up required.

This tool covers the same diagnostic categories used in a rapid financial assessment — cashflow position, revenue health, cost structure, and balance sheet pressure.

Section A — Cashflow Position
How cash is actually moving through your business right now.
1. Can you cover next month's payroll and rent from current cash on hand?
2. How long has your business been cash-flow negative (spending more than it earns each month)?
3. Do you have a current 13-week cashflow forecast?
Section B — Revenue Health
The strength, stability, and predictability of your income.
4. How has your revenue trended over the past 6 months?
5. Are you collecting on your outstanding invoices? What does your AR aging look like?
6. Do you know your gross margin per product or service — and whether it's enough to cover overhead?
Section C — Cost Structure
Whether your cost base is aligned with what the business can actually support.
7. Do you know your break-even point — the minimum revenue needed each month to cover all costs?
8. Has your cost base grown faster than your revenue in the past year?
9. Are there specific costs you know are too high but haven't been able to address?
Section D — Balance Sheet & External Pressure
Debt load, creditor relationships, and how much runway you actually have.
10. Are you currently behind on any of the following: CRA remittances, loan payments, rent, payroll, or supplier invoices?
11. Are lenders, creditors, CRA, or collection agencies actively contacting you?
12. How much runway do you have if revenue stopped tomorrow and you maintained current costs?

Answer all 12 questions to get your score.

The Framework

Diagnose. Stabilize. Recover.

Financial ER follows a structured three-phase framework built for business crises. Every engagement begins with rapid diagnosis and moves through stabilization to a structured recovery plan.

Phase 01 — Diagnose

Rapid Financial Assessment

Within 90 minutes we identify the root cause of the crisis — cashflow gaps, cost structure, revenue shortfalls, or debt load — and establish a clear picture of your true financial position.

Phase 02 — Stabilize

Stop the Bleeding

Immediate actions to halt cash outflow — what to cut, defer, renegotiate, or collect right now. A 30-day survival plan delivered within 48 hours of your session.

Phase 03 — Recover

Turnaround Roadmap

A structured 90-day recovery plan with weekly milestones, cashflow targets, and decision checkpoints — moving you from crisis mode to stable ground as fast as possible.

Phase 04 — Rebuild

Prevent Relapse

Once stable, we identify the systemic gaps that led to the crisis and build the financial controls and structures to ensure it doesn't happen again.

Who This Is For

Right Service, Right Situation

Financial ER is a specific tool for a specific situation. Here's how to know if it's the right fit.

Financial ER is right for you if:

  • Your business is in active financial distress right now
  • You need answers and a plan in days, not weeks
  • Cash is running out and immediate action is required
  • External pressures (lenders, CRA, suppliers) are escalating
  • You've lost visibility into where the money is going

Consider another service if:

Not sure? Book a free discovery call and we'll point you in the right direction — no pressure.

Act Now

Every Day Matters in a Crisis

Most crises are survivable. The faster we act, the more options you have. Request an emergency consult and we'll get you in as soon as possible.

Request Emergency Consult — $350 Back to Home

Priority booking available · 90-minute session · Virtual or in-person

🚨 Is your business bleeding cash? Take the Free Health Test →